Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month. A common myth is that monthly mortgage payments are more expensive than rent. But, in many cases, mortgage payments can be even less than rent. When considering home ownership for the first time, you need to decide whether buying makes financial and practical sense for you right now or if you are better off renting. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At Ampac Funding, Let Us Help You Buy Your New Home! Let Ampac Funding be the key to your future home.
Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month. Other common reasons to refinance include paying off a balloon payment, consolidating debt, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out). At Ampac Funding, we are here to help you refinance with minimal hassle and work.
"We would just like to thank you for making this deal go smoothly! You honestly took the headache out of home buying"
Stacey Su"Very knowledgeable and helpful throughout the process. Highly recommended!"
Robert Rubal
